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50,000 loans given under Punjab’s ‘Apni Chat Apna Ghar’ project

August 6, 2025
in Provinces & Regions
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Punjab Chief Minister Maryam Nawaz said that under the ‘Apni Chat Apna Ghar’ housing scheme, 50,000 citizens have been provided with interest-free loans in just six months. The scheme aims to provide affordable housing to citizens across the province.

Addressing the ceremony at the Expo Centre in Lahore, Maryam highlighted the successful disbursement of loans to low-income families, Radio Pakistan reported on Wednesday.

“The promise of ‘Apni Chat Apna Ghar’ has been fulfilled, and 50,000 citizens have now received the financial support they need to build their homes,” she said.

“اپنی چھت اپنا گھر” پاکستان کی تاریخ کا کامیاب ترین ہاؤسنگ پراجیکٹ…
وزیراعلیٰ پنجاب مریم نواز شریف نے 6 ماہ میں اپنی چھت اپنا گھر کا وعدہ پورا کر دیا! pic.twitter.com/uzpY2p3inw
— Government of Punjab (@GovtofPunjabPK) August 6, 2025

The event saw thousands of families who have benefited from the scheme, including many women and children. CM Maryam personally met with families who have already started constructing their homes under the project, offering her congratulations and encouragement.

“Many of these families, including a rickshaw driver and a woman who spoke of her dream home, have expressed heartfelt gratitude,” said the CM. One recipient from Rawalpindi emotionally recounted how his dream of owning a house was finally realised, thanking both Nawaz Sharif and Maryam for making it possible.

The scheme provides loans for homes ranging from five to ten marlas, with more than Rs74 billion in interest-free loans already disbursed. The first phase of the project has seen a 99% loan recovery rate.

آج جب میں نے اپنی چھت اپنا گھر سے مستفید ہونے والوں سے پوچھا کہ حاضرین میں سے کون کون اپنے گھر کی تعمیر مکمل کر چکا ہے تو ہال میں موجود تمام تین ہزار افراد نے ہاتھ کھڑے کر دیے۔ میرے لیے اس سے زیادہ باعثِ تسکین شاید ہی کوئی لمحہ ہو ! pic.twitter.com/SdF7tanhRB
— Maryam Nawaz Sharif (@MaryamNSharif) August 6, 2025

In the briefing, it was shared that more than 37,000 families have already received both installments of their loans, and over 52,000 homes are currently under construction.

By the end of the month, 75,000 loans will have been disbursed, with an affordable monthly instalment of just Rs15,000, which has made the repayment process more manageable for beneficiaries.

CM Maryam further stated that around 45,000 houses are currently being built under the scheme, and 9,000 homes have already been completed. “This initiative is about providing people with the means to build a better future for themselves and their families,” she concluded.

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